Native E-commerce Payments
Shopify Payments is Shopify's built-in payment processing solution, powered by Stripe's infrastructure. It allows Shopify merchants to accept payments directly through their store without needing a third-party payment gateway.
The key advantage is eliminating Shopify's additional transaction fees (0.5-2% depending on plan) that are charged when using external gateways. Combined with Shop Pay accelerated checkout, it provides the smoothest payment experience for Shopify stores.
For Shopify stores, we always recommend Shopify Payments as the primary processor unless there's a specific reason to use an alternative (country restrictions, high-risk business categories, etc.).
Platform Highlights
Why Choose Shopify Payments?
The features that make Shopify Payments the obvious choice for Shopify merchants.
No Third-Party Fees
Eliminate the extra transaction fees charged when using external payment gateways on Shopify stores.
Shop Pay
Accelerated checkout that remembers customer details, reducing friction and increasing conversion rates.
Fraud Analysis
Built-in fraud detection and risk assessment tools to protect against unauthorized transactions.
Multi-Currency
Sell in local currencies with automatic conversion, improving international customer experience.
Unified Reporting
Payment data integrated directly into Shopify analytics for comprehensive business insights.
Mobile-Optimized
Seamless checkout experience across all devices with Apple Pay, Google Pay, and Shop Pay integration.
Perfect For
- Shopify store owners wanting the simplest payment setup
- Merchants wanting to eliminate third-party transaction fees
- Stores needing Shop Pay accelerated checkout
- Businesses selling in multiple currencies
- Shopify Plus enterprises needing advanced features
- Dropshipping and print-on-demand businesses on Shopify
Consider Alternatives When
- Non-Shopify platforms (it's Shopify-exclusive)
- Businesses in unsupported countries or industries
- Merchants needing advanced subscription billing (consider Stripe)
- Complex marketplace payment splitting scenarios
Accepted Payment Types
Shopify Payments supports all the payment methods your customers expect.
Credit & Debit Cards
All major card brands supported
Shop Pay
Shopify's accelerated checkout
Apple Pay
One-tap mobile payments
Google Pay
Android wallet integration
Shop Pay Installments
Buy now, pay later
Local Methods
Region-specific payment options
Shop Pay Accelerated Checkout
Shop Pay is Shopify's accelerated checkout that saves customer information for faster future purchases. It's one of the highest-converting checkout options available.
One-Tap Checkout
Returning customers complete purchases in seconds
Saved Information
Shipping, billing, and payment details remembered
Order Tracking
Shop app provides unified tracking across stores
Pay Installments
Shop Pay Installments for buy now, pay later
Shop Pay Benefits
Shopify Payments Configurations
Common setups for Shopify stores using Shopify Payments.
Standard Shopify
Shopify Plus
Headless Commerce
Omnichannel
Shopify Payments Optimization
We help Shopify merchants maximize their payment setup, ensuring the smoothest checkout experience and optimal conversion rates.
Setup & Configuration
Proper Shopify Payments setup with all features enabled
Checkout Optimization
Shop Pay, express checkout, and payment method optimization
Fraud Prevention
Fraud filter configuration to balance security and conversion
Analytics Integration
Payment reporting connected to your analytics stack